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Conventional Loan
Typically 5% or more for down payment and good credit. No property restrictions.
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VA Loan
100% Financing. You must be a veteran or active duty. No mortgage insurance.
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FHA Loan
Not just for first time home buyers. Low down payment, easy qualifying, typically lower monthly payments. There are loan limits.
Huntsville Loan Limit: $270,000, 3% down payment.
Can be a gift from a family member, employer or close relation
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Rural Development USDA Loans
A rural housing loan, also known as Farmers Home Loan. Only certain areas in the country are eligible and there are income limits. 100% financing with good credit and limited assets. No mortgage insurance. |
| Construction/Perm Loans |
| Land/Lot Loans |
| Commercial Loans |
| Mobile Home Loans |
